We walk with you

Many of life's good habits take practise, like exercising regularly, eating healthy food and even flossing! In the same way, if you develop good savings habits, you'll be in a better position to retire comfortably, send your kids to university, pay for a new car or enjoy that dream holiday, with any of our savings policies. Save from as little as R 170 per month and choose between long or short-term savings options.

Make good investment decisions today to secure your tomorrow. Iemas offers investment plans that will help you realise your future financial goals and dreams. Watch your money grow with these two Iemas investment options:

• A tax-free investment that allows you to save from as little as R250 per month, with no tax payable on dividends, capital gains or interest. While you have an annual payment limit of R33 000 and a lifetime limit of R500 000, you can withdraw money at any time
• A lump sum investment with an initial investment period of five years and a minimum investment amount of R100 000. You can withdraw money during the policy term, however charges apply if this happens within the first two years. You pay no tax at the date of maturity.

Investment calculator

After years of hard work you want to retire cosy and carefree, but what if you haven't saved enough? To ensure that you're better prepared for the retirement you deserve, Iemas can help you to avoid a possible gap between your company pension/provident fund savings amount and the real amount you need to comfortably put your feet up.

Our retirement planning offers the following benefits and features:

• Start investing at any age up to 54 years
• Invest from only R170 per month
• Option of six premium holidays during plan's life
• No medical exam or compulsory health questions applicable
• Investment accessible at sprightly age of 55

Retirement annuity calculator